The solution to your
compliance challenges

Beam provides a complete platform that lets you monitor transactions, detect suspicious activity, manage investigations, and file suspicious activity reports

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Trusted By

Built by experts to empower your compliance team

Designed by industry experts with deep experience in compliance, regulatory affairs, machine learning, and data science, Beam streamlines your compliance process and helps you maximize the value of your institution’s compliance resources.

1
enim dolor officia
2
enim dolor officia
3
enim dolor officia

Transaction monitoring

The best AML transaction monitoring solution in the cloud.

  • Superior monitoring for your peace of mind
  • Higher catch rates and fewer false positives
  • State-of-the-art machine learning
  • Detect suspicious activity on an individual level and compared to a peer group
learn more
$9,000.00
March 31, 2019
Sender
John Ford
Miami, FL
Reciever
Bancolombia #977-3353...
Columbia
Flow through
Structuring
high risk location
A61AD
$8,500.00
April 01, 2019
Sender
EuroBank #8857-7223
Unknown
Reciever
James Ford
Miami, FL
Flow through
Structuring
A5FBB
$8,500.00
August 22, 2019
Sender
Ben Linus [Source: Zelle]
Unknown
Reciever
John Ford
Miami, FL
Flow through
Structuring
883D6
$2,500.00
August 22, 2019
Sender
Payroll #88602
Unknown
Reciever
Tony Espinoza
Brownmouth, NC
Repeated Deposit accts
14906
AS
Anita Smith
Detected on 07/29/2019
Due in 27 days
Money Laundering
$62,000.00

James Ford had 7 transactions over 4 days that were just below a $10K reporting threshold. This may indicate structuring for money laundering or tax evasion purposes. Additionally, some transactions involve a counterparty in a high risk location (Colombia).

Flow through
2
Structuring
3
mf
Mirko Fedoruk
Detected on 03/29/2020
Due in 9 days
Money Laundering
$47,200

Users Eddie Gregory and David Thompson have transacted with each other an unusually high number of times. This indicates Pairing, which can indicate money laundering.

Pairing
2
Structuring
6
ml
Mark Lee
Detected on 03/29/2020
Due in 15 days
Watchlist

New customer Viktor Yanukovich has matched with an entry on an OFAC sanctions list with a match score of 89

Watchlist
OFAc

Investigation & case management

Beam streamlines the process of investigating suspicious activity by integrating powerful tools with a modern, intuitive workflow.

  • Designed by compliance experts
  • Collaborative, role-based workflow
  • Advanced search and investigation tools
  • Full audit history
learn more

Know your customer

Satisfy regulatory requirements with superior risk assessment.

  • Uses the top identity verification providers
  • Previously untapped social, mobile, and geographic data give deeper insights
  • Advanced analysis builds a full digital identity
  • Robust cross-checking means high-confidence scoring
learn more

Suspicious activity reporting

Beam provides a streamlined, fully integrated approach to creating and filing SARs and other types of suspicious activity reports.

  • Auto-generated narrative
  • Friendly form with pre-filled fields
  • Direct filing with FinCEN
  • Scheduled batches
learn more

Why Beam?

When it comes to AML transaction monitoring and customer screening, Beam checks all the boxes.

Built by industry experts

Beam's staff has deep experience with regulatory compliance, data science, AI/machine learning, and cloud-based engineering. We understand your day-to-day compliance challenges first-hand, and we are on a mission to make your life easier.

We believe in compliance for everyone

We want to help companies of all sizes join us in the fight against financial crimes. We provide a low-cost, zero-maintenance solution for fintechs and other companies who are just getting started with compliance.

We are laser focused

Unlike vendors who bolt a compliance solution onto their risk/fraud platform, we built our compliance platform from the ground up to create the best cloud-based AML and customer screening solution on the market.

Learn more about why Beam is the best choice for your compliance team

Industries

Compliance for fintechs

Beam’s cloud offering provides a secure, ready-to-use compliance solution without the IT overhead.

Compliance for payment platforms

Beam minimizes your risk of large penalties and bad publicity for substantially less cost.

Compliance for banks

Beam’s models take the results of analysts’ investigations in a feedback loop to continually learn from new findings, leading to significantly fewer false positives.

Compliance for community banks

Enhance your current compliance solutions by integrating Beam without complete software replacement.

Compliance for credit unions

Beam uses online sources to enrich your data and flag suspicious activity, such as verifying that a member's stated profession matches their social media profiles.

Compliance for securities

Beam’s superior detection software adaptively searches for abnormal trends and activity, such as wash trading, flow-through, penny stocks, and high-risk transfers.

Compliance for cryptocurrencies

Stay ahead of the competition and make compliance an advantage, not a liability.

Compliance for everyone

From newly funded startups to global banks, the Beam platform has everything your firm needs to fulfill its compliance obligations and maximize productivity. All our products are built on the same zero-maintenance SaaS platform, so your Beam solution grows with you--no downtime or re-training needed.

Emerging

The perfect solution for startups. Beam Emerging includes all the core functionality you need, including transaction monitoring, sanctions/watchlist screening, case management, and regulatory reporting, all for a low monthly fee.

Express

Ideal for fintechs and other rising companies, Beam Express offers more functionality including direct SAR filing with FinCEN, identity verification, custom data sources, and greater configurability.

Enterprise

The most powerful and accurate SaaS compliance solution on the market. Beam Enterprise provides advanced compliance features, customizability, and premium support while still costing much less than legacy systems.

Ready to learn more?

Request a demo

See how Beam can solve your compliance challenges

By looking at your data from all angles, Beam yields significantly fewer false positives and higher catch rates.

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.